TV TUESDAY with our Local TV STATION

Tis The Season To Be Jolly......To Win a IPOD SHUFFLE!!!

Enter to win a IPOD Shuffle!!!

Rules: 

1. Like the "Spouses Selling Houses" Facebook Page and this picture of the ipods :https://www.facebook.com/pages/Spouses-Selling-Houses-Lake-of-the-Ozarks/102204023172120

2. Must "Share" Link to Spouses Selling Houses Facebook page on your Facebook profile wall :http://spousessellinghouseslakeozark.blogspot.com/

Contest Starts today Dec 2nd, 2013 at 5:00 pm CST and ends as stated below in rules Dec 4th, 2013 at 4:30 pm!!!

This contest is governed by these official rules (“Official Rules”). By participating in the contest, each entrant agrees to abide by these Official Rules, including all eligibility requirements, and understands that the results of the contest, as determined by Sponsor and its agents, are final in all respects. The contest is subject to all federal, state and local laws and regulations and is void where prohibited by law.

This promotion is in no way sponsored, endorsed or administered by, or associated with, Facebook. Any questions, comments or complaints regarding the promotion will be directed to Sponsor, not Facebook.

ELIGIBILITY

The Contest is open to legal residents of the state of missouri, who are eighteen (18) years of age or older at the time of entry who have Internet access and a valid e-mail account prior to the beginning of the Contest Period. Sponsor has the right to verify the eligibility of each entrant.

CONTEST PERIOD

The Contest begins at Dec 2nd, 2013 5:00pm CST and ends at Dec 4^th, 2013, 4pm CST. (“Contest Period”). All entries (submissions) must be received on or before the time stated during that submission period. Sponsor reserves the right to extend or shorten the contest at their sole discretion.

HOW TO ENTER

You can enter the Contest through the Sponsor Facebook Page.

1.       You must “Like Spouses Selling Houses” Facebook page

2.       You must share on your facebook profile page the Spouses Selling Houses Facebook Link for Contest:

WINNER SELECTION

All eligible entries received during the Submission Period will gathered into a database at the end of the Submission Period. A winner will be chosen at random.

The winners will be announced on or about Dec 4^th, 2013 on or about 4:30pm CST. Announcement and instructions for prize will be sent to the e-mail address supplied on the potential prize winner’s entry form. Each entrant is responsible for monitoring his/her e-mail account for prize notification and receipt or other communications related to this sweepstakes. If a potential prize winner cannot be reached by Administrator (or Sponsor) within fifteen (15) days, using the contact information provided at the time of entry, or if the prize is returned as undeliverable, that potential prize winner shall forfeit the prize. Upon the request of the Sponsor, the potential winner may be required to return an Affidavit of Eligibility, Release and Prize Acceptance Form and IRS W-9 form. If a potential winner fails to comply with these official rules, that potential winner will be disqualified. Prizes may not be awarded if an insufficient number of eligible entries are received.

PRIZE:

ONE IPOD SHUFFLE

Terms and conditions may apply. Incidental expenses and all other costs and expenses which are not specifically listed as part of a prize in these Official Rules and which may be associated with the award, acceptance, receipt and use of all or any portion of the awarded prize are solely the responsibility of the respective prize winner. ALL FEDERAL, STATE AND LOCAL TAXES ASSOCIATED WITH THE RECEIPT OR USE OF ANY PRIZE IS SOLELY THE RESPONSIBILITY OF THE WINNER.

ADDITIONAL LIMITATIONS

Prize is non-transferable. No substitution or cash equivalent of prizes is permitted. Sponsor and its respective parent, affiliate and subsidiary companies, agents, and representatives are not responsible for any typographical or other errors in the offer or administration of the Sweepstakes, including, but not limited to, errors in any printing or posting or these Official Rules, the selection and announcement of any winner, or the distribution of any prize. Any attempt to damage the content or operation of this Sweepstakes is unlawful and subject to possible legal action by Sponsor. Sponsor reserves the right to terminate, suspend or amend the Sweepstakes, without notice, and for any reason, including, without limitation, if Sponsor determines that the Sweepstakes cannot be conducted as planned or should a virus, bug, tampering or unauthorized intervention, technical failure or other cause beyond Sponsor’s control corrupt the administration, security, fairness, integrity or proper play of the Sweepstakes. In the event any tampering or unauthorized intervention may have occurred, Sponsor reserves the right to void suspect entries at issue. Sponsor and its respective parent, affiliate and subsidiary companies, agents, and representatives, and any telephone network or service providers, are not responsible for incorrect or inaccurate transcription of entry information, or for any human error, technical malfunction, lost or delayed data transmission, omission, interruption, deletion, line failure or malfunction of any telephone network, computer equipment or software, the inability to access any website or online service or any other error, human or otherwise.

INDEMNIFICATION AND LIMITATION OF LIABILITY

BY ENTERING THE CONTEST, EACH ENTRANT AGREES TO INDEMNIFY, RELEASE AND HOLD HARMLESS SPONSOR AND ITS PARENT, AFFILIATE AND SUBSIDIARY COMPANIES, THE FACEBOOK PLATFORM, ADMINISTRATOR, ADVERTISING AND PROMOTIONAL AGENCIES, AND ALL THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, REPRESENTATIVES AND AGENTS FROM ANY LIABILITY, DAMAGES, LOSSES OR INJURY RESULTING IN WHOLE OR IN PART, DIRECTLY OR INDIRECTLY, FROM THAT ENTRANT’S PARTICIPATION IN THE SWEEPSTAKES AND THE ACCEPTANCE, USE OR MISUSE OF ANY PRIZE THAT MAY BE WON. SPONSOR AND ITS PARENT, AFFILIATE AND SUBSIDIARY COMPANIES DO NOT MAKE ANY WARRANTIES, EXPRESS OR IMPLIED, AS TO THE CONDITION, FITNESS OR MERCHANTABILITY OF THE PRIZE. SPONSOR AND ITS PARENTS, SUBSIDIARIES, AFFILIATES, ADVERTISING AND PROMOTIONAL AGENCIES, AND ALL THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, REPRESENTATIVES AND AGENTS DISCLAIM ANY LIABILITY FOR DAMAGE TO ANY COMPUTER SYSTEM RESULTING FROM ACCESS TO OR THE DOWNLOAD OF INFORMATION OR MATERIALS CONNECTED WITH THE SWEEPSTAKES.

PUBLICITY

By participating, each entrant grants Sponsor permission to use his/her name, likeness or comments for publicity purposes without payment of additional consideration, except where prohibited by law.

CONTEST SPONSORS

This contest is sponsored by:

www.lakeozarkforsale.com

Any questions regarding this Contest email: marketing@lakeozarkforsale.com

SPONSORS: If you would like to co sponsor a contest with The “Spouses Selling Houses” Team please email at : marketing@lakeozarkforsale.com

Happy Thanksgiving!

We are always happy when Thanksgiving approaches because this festive occasion gives us the opportunity to appreciate and express our gratitude to all those with whom we have worked together and have had a fruitful association.

It's a pleasure to declare that the past year has been good for us, and we thank you for your unending support which has helped both of us grow.

Happy Thanksgiving and many blessings,

Ebbie

Decorating Wednesday!

Decorating Wednesday!

With the holidays coming up a Planter with Red Plants makes a beautiful simple easy outside decor.

Sometimes I just really like simplicity.  This is a perfect example for the on stop type to hang everyone's winter coats from the blistery cold winter we are having.

Underneath these rich colored cabinetry are mounted lights giving that warm inviting glow for any Chef in the Kitchen. Pretty inviting right???

That time of year where everyone is bringing out the Red Wines for their Holiday Christmas Parties and Family Dinners!! Love the way you can store your wine and the uniqueness of the stools!

I love a long gorgeous table. The more the merrier! We love having company over!!

Again, the perfect man cave or after that thanksgiving turkey where everyone gets sleepy. Have your own personal Home Theater instead of going out in the cold!!!

End the night surrounded by family whether playing cards on the table, or charades in the couch area. Who doesn't love games???!!

Until next time and have a wonderful warm Happy Thanksgiving,

Ebbie

TV TUESDAY! Lake News

Was My Home A Good Investment?

Here is a interesting Calculator on Home Rate of Return:

Link to use Calculator: http://money.cnn.com/calculator/pf/home-rate-of-return/

Until Next Time,

Ebbie

Buy new or remodel?

The decision to buy new or remodel depends on a number of factors, some financial and some not — and ultimately, only you can decide what answer makes the most sense for you. That said, I'm leaning towards the new purchase.

Let's look at some of the issues to consider:

1. Cost per square foot: Although figuring the cost per square foot is an imperfect exercise at best, since it doesn't account for variations in floor plans and materials, it's worth doing the math (price divided by square footage). The bigger house is less expensive at $143.47 per square foot, versus $147.36 per square foot for the smaller one (after it's been expanded to 1,900 square feet).

What's your home worth?

2. Transaction and moving costs: You need to compare the costs of refinancing — and perhaps renting a place to stay while the remodeling takes place — versus the costs of buying new and moving. An online calculator can help you compare these expenses. An interesting one that not only allows you to compare costs but also asks questions to help you sort out your "gut feelings" towards remodeling versus moving can be found at RemodelOrMove.com.

Keep in mind that costs for loans and moving tend to fall into line with budget projections, while remodeling costs often exceed them, swelled by change orders, delays in delivering materials and unexpected problems that crop up during construction, like leaky pipes that are discovered when the drywall is removed.

3. Age and obsolescence: Although you don't say how old each house is, you need to take their relative ages into account, because that can make a difference in the eyes of future buyers. How much depends on the actual age of each house. For instance, if the larger house is 15 years old, and your current house is 20 years old, there may not be much of a qualitative difference between the two in most buyers' eyes. But if you only plan to put an addition on your home, it won't be competitive with a house that's five years old or less, and won't appreciate as quickly. A house that's new will have an updated floor plan, a current kitchen and bath, and materials, fixtures and finishes that have yet to see much wear and tear — well worth the $50 extra you'll pay per month on the loan.

4. The economy: You may get bargain rates from remodelers trying to keep their businesses in the black during a tough economy (though $33 a square foot for a 750-square-foot addition seems awfully low). But as home prices continue to fall, many people are seeing their home-equity lines of credit shrink or get cut off — so don't expect them to be reliable sources of money for a renovation. What's more, most of the measures the government is currently considering to stimulate housing, including mortgage rate buy-downs and tax credits, are targeted towards people who are purchasing homes, not those who are refinancing or remodeling.

The bottom line: If you remodel your house instead of moving, you'll be able to get exactly what you want and will have total control over the final result. But given the costs, uncertainties and hassles of remodeling — and the fact that you have a buyer in hand for your current home — if I were you, I'd trade up.

By June Fletcher, The Wall Street Journal

Until next time,

Ebbie